ASTRATM is the high-end EFT Switching product offered by MAXIMUS that is built on scalable technology architecture to support ATM, POS and eCom channels. This PA-DSS certified application is scalable at the hardware level to support a large number of channel devices. MAXIMUS offers EFT Switching as a Managed Services offering from its state-of-the-art, PCI-DSS certified, Tier IV Data Centres at Mumbai and Bengaluru having full BCP capabilities.
ASTRATM acts as a terminal controller cum communication gateway to connect customers to the bank’s host. The MAXIMUS EFT Switch analyses the request received from the customer, processes and converts it into the format understood by the bank’s host and based on the host’s response, ASTRATM sends the required command to the concerned ATM terminal or other hosts to complete the transaction. Application-level interfaces conforming to ISO 8583 message formats have been established with more than 45 CBS applications.
ASTRATM enables a bank to connect with another bank’s network directly or a card payment network through the central switch/NFS. On-us, Issuer and Off-us transactions are identified by the MAXIMUS EFT Switch and routed to the appropriate destination system.
The MAXIMUS EFT Switch lets the bank configure its ATM and other terminals remotely by uploading details of various state and screen flows. It further allows the bank to remotely make the terminals online or offline, upload currency cassette configuration and other critical parameters.
ASTRATM comes with a rich suite of real-time alerts and MIS reports for facilitating both reactive and proactive support. Informative dashboards provide insights to top management on transactions taking place across the different channels. The MAXIMUS EFT Switch can be layered with real-time Fraud & Risk Management System, MAXIMUS SURAKSHATM, to offer preventive and investigative support for all transactions, including those that appear suspect or fraudulent. Monitoring of ATM terminals is also possible with the ATHMATM add-on.Transaction Types