Card Management (CARDE)

Card Management

MAXIMUS CARDETM is a complete lifecycle management solution for cards of any kind. Available in centralized as well as decentralized versions, the solution makes it possible for banks and card issuers to deal with the entire lifecycle of their debit and credit cards. The MAXIMUS Card Management System can also be used for issuance and management of other types of cards, such as prepaid cards, loyalty cards, gift cards and reward cards.

The entire card data generation and PIN mailer printing activities are carried out in a PCI-DSS certified environment. MAXIMUS provides card bureau services to banks for the issue of personalized cards and pre-printed PIN mailers. Green PIN facility is also available in CARDETM.

CARDETM is normally bundled along with ASTRATM, the EFT Switching offering from MAXIMUS, to provide an end-to-end solution. The MAXIMUS Card Management System functions in a tightly controlled, highly secure PCI-DSS environment.

Import of customer data from bank’s CBS
Processing for card issuance – fresh cards as well as renewed cards
Linking of card to customer account number
Support for add-on cards and multi-account cards
Generation of card encoding & embossing file for card personalization
Generation of Card Authorization File (CAF) for EFT Switch
Compatibility with a wide range of databases – Oracle, MS SQL Server, MySQL and others
Both centralized and de-centralized operations supported

Maintains customer account details in a highly secure manner
Simplifies lifecycle management of cards
Enables easy personalization of cards
Facilitates quick introduction of new schemes, such as the loyalty, gift or cash cards
Contributes to growth in electronic commerce,