Microfinance (microVITHHA)


MAXIMUS Microfinance is a centralized, secure & web-based system that automates Microfinance operations by providing:

Web portal for microfinance institutions or credit societies
Micro ATM application for field agents
Mobile Application for Customer

Microfinance system includes financial services like loan request, loan approval & disbursement, savings account opening, fund transfer etc. Web portal for microfinance institutions or credit societies has the functionality of Agent Registration, Loan Scheme Definition, Loan Processing, Loan Disbursement & Borrower Performance Tracking. Savings module has the functionalities of defining savings schemes & terms, request processing for opening a savings account & savers performance tracking.


1. Loan

Loan Scheme Definition
Loan Processing
Loan Disbursement

2. Savings

Savings Scheme Definition
Savings Processing
Savers Performance Tracking

3. Financial Accounting

Flexible chart of accounts definition with ‘n’ levels General Ledger (GL) structure
Supports general receipts & payments by Cash (or) Bank, Journal vouchers
Configurable Balance Sheet, Profit and Loss reports

4. Reports

Registration Reports
Transaction Reports
Settlement Reports
Custom Built for Micro Finance Institutions / Credit Societies
System can be easily integrated with financial accounting software
Maker & Checker concept for approval of loan & savings account opening request
Mobile application for customer
Offers customized dashboards & reports as per the requirement of the client